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If you were to lose your income you could then claim against your policy and you could receive an amount for a consecutive 12 months totaling the amount covered under the policy until you start your job again .
After 12 months the payments would run out. After joining your job you have to work for 6 months at least before making a new claim. With the help of this safety shield you can bear the expenses for your lifestyle and your family while you go looking for a new job or you are in the process of recovery.
If you want to protect the money needed for paying back your mortgage then the Mortgage Protection Insurance is the suitable policy for you.